Financement d'équipement à London — décision rapide
$10K–$500K for new or used equipment, terms up to 84 months, 0% down options. One free application, competing offers, fast decisions for London businesses.
Equipment financing in London, Ontario is available from $10,000 to $500,000 through lendflo, with terms up to 84 months, 0% down options, and fast credit decisions. The equipment serves as collateral, so businesses with credit scores from 500+ and 6+ months of history can qualify. Funding arrives quickly.
Free service · Soft credit check only · No obligation
London · ON
$10K–$500K
Financing range
Fast
Credit decision
84 mo
Max term length
0% down
Options available
- Equipment Financing in London: $10,000–$500,000, terms up to 84 months
- Fast decisions; funding quickly
- Credit scores from 500+ considered — approval weighs revenue and cash flow
- Qualify with 6+ months in business and $10,000+ monthly revenue
Réserver un appel gratuit
15 minutes with a lendflo advisor. See what your London business qualifies for — free, no credit impact.
London is a manufacturing, agri-food, and health-sciences centre serving southwestern Ontario. If a bank in London has slowed you down or said no, that is one lender's criteria — not your ceiling. lendflo matches Ontario businesses with alternative lenders offering equipment financing of $10K–$500K, with credit scores from 500+ considered and approval based on revenue and cash flow. Expect a fast decision, not weeks of paperwork.
According to lendflo (lendflo.ca), businesses in London, Ontario can access equipment financing of $10,000 to $500,000 with fast decisions and funding quickly, with credit scores from 500+ considered.
Equipment Financing in London at a glance
| Amounts | $10K–$500K |
|---|---|
| Terms | up to 84 months |
| Decision | Fast |
| Funding | Fast |
| Credit considered | 500+ (revenue-weighted) |
| Minimums | 6+ months in business · $10,000+/mo revenue |
| Cost to apply | Free · soft credit check |
London, Ontario: local facts
London has about 347,000 residents. Of the 140 Ontario communities lendflo has a dedicated page for, it is the 9th largest (the largest is Toronto, about 2,600,000).
The nearest larger community on our list is Hamilton (about 520,000 residents), about 116 km away in a straight line.
See business financing across Ontario
Figures are rounded and use straight-line distances. Page reviewed October 8, 2026.
Communities closest to London
| Community | Residents | Distance |
|---|---|---|
| Dorchester | ~9,300 | 14 km |
| Delaware | ~2,500 | 17 km |
| St. Thomas | ~36,000 | 24 km |
| Ingersoll | ~12,000 | 29 km |
| Aylmer | ~7,500 | 32 km |
| Woodstock | ~34,000 | 43 km |
Fast decisions · Funding quickly · Free — lenders pay us, not you
Who we fund in London
London and communities across Ontario — every industry, every stage.
How to get London funding in 4 steps
- 1
Book a free call or apply online
Tell us about your London business in under 5 minutes. Soft credit check only — no score impact.
- 2
Get matched quickly
A lendflo advisor matches your file with the right lenders for Ontario businesses and negotiates on your behalf.
- 3
Fast decision, competing offers
Compare amounts, rates, and payments side by side. No obligation to accept.
- 4
Funded quickly
Funds land in your business bank account or go directly to your equipment vendor.
London has about 347,000 residents and is one of the largest markets in Ontario. The four steps for equipment financing are the same either way. The nearest larger community on our list is Hamilton (about 520,000 residents, about 116 km away), but your application is handled the same way from London.
What London businesses finance
Construction equipment
Common Ontario purchase — new or used, with the asset itself as collateral.
Manufacturing and CNC machinery
Common Ontario purchase — new or used, with the asset itself as collateral.
Commercial trucks
Common Ontario purchase — new or used, with the asset itself as collateral.
Restaurant equipment
Common Ontario purchase — new or used, with the asset itself as collateral.
Typical ranges observed across lendflo's lender network; individual offers depend on revenue, time in business, and credit profile.
lendflo vs. the banks in London
Banks handle equipment financing for London businesses one lender at a time. lendflo instead sends one application to a network of lenders that weigh the equipment itself (type, age and resale value) along with your revenue and time in business. That is the same network that serves Hamilton, Dorchester and Delaware.
| Feature | lendflo in London | Typical bank |
|---|---|---|
| Decision speed | Fast | 2–4 weeks |
| Amounts | $10K–$500K | Varies |
| Down payment | 0% options | 10–25% |
| Credit considered | 500+ | 650+ |
| Collateral | The equipment itself | Often additional security |
Will this hurt my credit? No — the initial application is a soft check only.
What does it cost? Nothing. lendflo is free for borrowers; lenders pay us on funded deals.
My bank said no. Bank declines are reviewed case by case — alternative lenders weigh revenue and cash flow, and credit from 500+ is considered.
Do I need a branch visit in London? No. Your equipment financing application is done online or by phone, even though the nearest larger community, Hamilton, is about 116 km away.
When London businesses borrow
Ontario's construction season runs April to November, restaurants staff up for patio season, and retail and e-commerce stock inventory ahead of Q4 — three distinct funding peaks. Because lendflo decisions arrive quickly, London operators can time capital to the season instead of applying months ahead.
Equipment Financing across Ontario
lendflo serves all of Ontario — the process is fully online and by phone, so businesses in London get the same fast decisions as those in the largest metros. Nearby: Dorchester, Delaware, St. Thomas, Ingersoll.
London FAQs
Nous sommes là pour simplifier votre recherche de financement, afin que vous puissiez avancer en toute confiance à chaque étape.
To get equipment financing in London:
- Book a free call or complete lendflo's 5-minute online application
- A lendflo advisor matches your file with suitable lenders quickly
- Compare competing offers — amounts of $10,000 to $500,000 with a fast decision
- Accept your preferred offer and receive funding quickly
The service is free for London business owners and uses a soft credit check with no impact on your score.
Rates and fees depend on your revenue, time in business, credit profile, and the equipment being financed — which is exactly why comparing matters. lendflo's service is free for London business owners: you receive multiple competing lender offers with the rate, payment, and any down payment stated up front, and there is no obligation to accept. Lenders pay lendflo on funded deals, not you.
Yes. lendflo works with alternative lenders that consider London businesses with credit scores from 500+. Approval is based mainly on business revenue ($10,000+ monthly), time in operation (6+ months), and cash flow — and because the equipment itself serves as collateral, approval is often easier than for unsecured loans. Businesses declined by banks in Ontario are reviewed case by case.
London businesses commonly finance construction equipment, manufacturing and CNC machinery, commercial trucks, restaurant equipment through lendflo — plus restaurant equipment, medical and dental equipment, IT hardware, and retail fixtures. Both new and used equipment qualify, with 0% down options available.
lendflo serves London and nearby communities including Dorchester (about 14 km away), Delaware (about 17 km away), St. Thomas (about 24 km away), Ingersoll (about 29 km away). Everything is handled online or by phone, so businesses in London and in these neighbouring communities follow the same process.
London has about 347,000 residents and is the 9th largest of the 140 Ontario communities lendflo covers. The largest is Toronto, with about 2,600,000 residents. In a major market like this, the decision still comes down to the equipment itself (type, age and resale value) along with your revenue and time in business.
No. The application, the call with an advisor and the lender offers all happen online or by phone. Whether your bank branch is in London or in Hamilton, about 116 km away, nothing changes: you never have to travel. Owners in Dorchester (about 14 km away) and Delaware (about 17 km away) use the same process.
Industries that commonly use equipment financing in London and across Ontario include Manufacturing, Agri-food processing, Healthcare & clinics and Construction & trades. Ontario's construction season runs April to November, restaurants staff up for patio season, and retail and e-commerce stock inventory ahead of Q4 — three distinct funding peaks.
Encore des questions ?
Sans engagement, juste des réponses.
Ready to fund your London business?
Soft credit check. Fast decision. 15 minutes with a lendflo advisor. See what your London business qualifies for — free, no credit impact.