Business Loans
in Montreal, Quebec
Montreal is Canada's second-largest business city — a dense mix of restaurants, technology, gaming studios, construction, and fashion. lendflo finances every sector from $5K to $2M, with fast decisions and fully bilingual French service.
Loan range
$5K–$2M
Decision time
Fast
Min. credit score
500+
Why Montreal Businesses Choose lendflo
Montreal's Key Industries We Finance
Montreal combines a dense restaurant scene, North America's largest gaming hub, a major AI research center, and a strategic trade port.
Restaurants & Food Service
Kitchen equipment, MAPAQ upgrades, terrace season working capital.
Technology & AI
Non-dilutive revenue-based financing for Montreal's AI and SaaS scene.
Gaming & Creative Studios
Working capital between milestones for North America's largest gaming hub.
Construction & Real Estate
Equipment financing and project capital for Montreal's active building sector.
Retail & Fashion
Inventory and expansion financing, including Montreal's historic garment district.
Logistics & Port Trade
Equipment and working capital tied to the Port of Montreal's trade corridor.
Do You Qualify?
If your business checks these boxes, you can receive offers quickly.
FAQ — Business Loans Montreal
We’re here to simplify your business financing journey, so you can feel confident every step of the way.
lendflo finances most legal industries in Montreal: restaurants, technology and AI, gaming, construction, retail, and port logistics. Requirements: Quebec business (NEQ), 6+ months operating, $10,000/month revenue, credit score 500+.
Yes. lendflo finances commercial kitchen equipment, MAPAQ compliance upgrades, terrace build-outs ahead of patio season, and working capital for slower months — fast decisions.
Yes. Desjardins and caisse populaire lenders often take 4–8 weeks and require strong credit. lendflo decides quickly based on actual monthly revenue, not just credit score.
Yes. Montreal is North America's largest gaming hub and a major AI center. lendflo offers revenue-based financing — no equity given up.
From $5,000 to $2 million depending on the product: term loans $25K–$2M, equipment financing $10K–$500K, working capital $5K–$250K.
Most approved businesses receive funds quickly. The application takes 5 minutes with a soft credit check only.
Still have questions?
No obligation, just answers.
Montreal Business Financing — Fast Decision
Apply free in 5 minutes. Soft credit check only. Competing offers quickly.
Free · No credit impact · fast decision
What you need to apply through lendflo
Most lenders in the network look for these basics.
- A registered Canadian business — in any province or territory.
- Time in business — at least 6 months of operation.
- Revenue — around $10,000 a month or more.
- A Canadian business bank account — that is valid and in use.
- Recent bank statements — usually three to six months.
- Credit — scores from 500 are considered; revenue and cash flow count too.
People also ask
It depends on revenue, time in business, credit and the product. Through lendflo, term loans run from $25,000 to $2,000,000, equipment financing from $10,000 to $500,000 and working capital from $5,000 to $250,000. Lenders size an offer to what your revenue can repay.
Through lendflo, most applicants get a fast decision, and funds typically arrive shortly after approval. Speed depends on the lender and on how complete your documents are, so have recent bank statements ready before you apply.
Most lenders ask for three to six months of business bank statements, your business registration, identification, and the amount and purpose of the loan. Equipment loans add a supplier quote, and larger amounts may need recent financial statements or tax filings.
There is no single cutoff. Banks usually want good credit, while alternative lenders in lendflo’s network consider scores from 500 and weigh revenue and cash flow heavily. A higher score generally means better terms, so check your credit report for errors before you apply.
Terms explained
What is a business term loan?
A business term loan is a lump sum that you repay with interest over a fixed period, usually in regular monthly payments. It suits planned, one-time investments such as expansion or hiring. Through lendflo, term loans run from $25,000 to $2,000,000, with repayment terms of up to 60 months.
See in the glossaryWhat is equipment financing?
Equipment financing is a loan or lease used to buy business equipment such as vehicles, machinery or technology. The equipment itself usually serves as the lender’s security, which makes approval easier and can keep the down payment low. Through lendflo it runs from $10,000 to $500,000, with terms up to 84 months.
See in the glossaryWhat is working capital?
Working capital is the cash a business uses for day-to-day costs such as payroll, rent, inventory and supplier bills. A working capital loan bridges the gap between paying those costs and getting paid by customers. Through lendflo it is based mainly on recent revenue rather than collateral.
See in the glossaryTopic guide
Part of the guide: Financing by province and city
What applies in each province and in the largest cities.