5.0/5 — What Our Clients Say
Funded Canadian entrepreneurs. From Montreal restaurants to Calgary construction companies — here are their stories.
Entrepreneur Testimonials
“The bank rejected me twice because of bad credit. lendflo financed me $65,000 in 28 hours. I was able to renovate my kitchen and increase capacity by 40%.”
“I needed equipment for a new contract but didn't have time to wait for banks. lendflo found financing at 8.9% — better than I hoped for.”
“3 trucks broke down at once. lendflo financed the repairs quickly. Without them, I would have lost my contracts.”
“I financed new X-ray equipment and an additional dental chair. The process was simple and professional. Highly recommend.”
“Desjardins rejected me — too new, not enough history. lendflo found a lender quickly with good terms. Funds received 2 days later.”
“Owner-operator for 3 years. Banks won't finance equipment for me. lendflo found 0-down financing in 18 hours. Impressive.”
Case Studies by Industry
Real situations, concrete solutions.
Fast-growing franchise — needed working capital before summer season. Bank too slow.
$60,000 working capital approved in 22 hours. Funds available before patio opening.
Government contract signed but needed equipment. Credit score 590 — banks declined.
$180,000 equipment financing at competitive rate. Contract fulfilled, growth secured.
Holiday inventory to finance in October. Seasonal revenue made banks skeptical.
$40,000 term loan approved quickly. Best holiday season in the store's history.
Fleet of 12 trucks — needed to finance 3 new vehicles without tying up working capital.
Equipment financing structured over 60 months, payments aligned with freight revenue.
Why Entrepreneurs Trust Us
Frequently Asked Questions
We’re here to simplify your business financing journey, so you can feel confident every step of the way.
The vast majority of our clients receive a fast decision and funds shortly after signing.
Yes. Our network includes lenders specialized in imperfect credit profiles. We regularly finance businesses with credit scores from 550–650, provided business revenue is sufficient.
Our approval rate is 87% for complete applications submitted by businesses operating for at least 6 months with monthly revenue of $10,000 or more.
Absolutely. lendflo never charges entrepreneurs. We are compensated by lenders when financing is granted — exactly like a mortgage broker.
The most frequently financed sectors through lendflo are construction, food service, retail, transportation, and professional services.
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Start My ApplicationPeople also ask
It depends on revenue, time in business, credit and the product. Through lendflo, term loans run from $25,000 to $2,000,000, equipment financing from $10,000 to $500,000 and working capital from $5,000 to $250,000. Lenders size an offer to what your revenue can repay.
Through lendflo, most applicants get a fast decision, and funds typically arrive shortly after approval. Speed depends on the lender and on how complete your documents are, so have recent bank statements ready before you apply.
Most lenders ask for three to six months of business bank statements, your business registration, identification, and the amount and purpose of the loan. Equipment loans add a supplier quote, and larger amounts may need recent financial statements or tax filings.
There is no single cutoff. Banks usually want good credit, while alternative lenders in lendflo’s network consider scores from 500 and weigh revenue and cash flow heavily. A higher score generally means better terms, so check your credit report for errors before you apply.