Business financing
built for Canada
lendflo was founded on one simple belief: every viable Canadian business deserves access to the capital it needs to grow — without the red tape, the wait, or the uncertainty of traditional banking.
$50M+
Funding facilitated
500+
Canadian businesses served
10+
Years of combined expertise
Canada-wide
Coast to coast service
We exist to give businesses the capital and confidence to grow
At Lendflo, our mission is to bridge the gap between where businesses are today and where they aspire to be tomorrow. We connect Canadian business owners with financing solutions that address their immediate needs, support their growth, and help them work toward a stronger financial future.
We believe financing should do more than solve today’s challenges. It should help create opportunities for tomorrow.
Clear terms
Every offer explained before you commit.
Real advisors
A dedicated person guides you at every step.
Built for Canada
All provinces, in English and French.
“Every viable Canadian business deserves access to capital — on terms that make sense.”
- Non-collateralized options available
- Dedicated advisors at every step
- Serving all Canadian provinces
Headquartered in
Toronto, Ontario
Founded 2020 · Serving all of Canada
A trusted financing partner for Canadian businesses
Our vision is to become a trusted financing partner for Canadian businesses, known for helping entrepreneurs navigate financial challenges, unlock opportunities, and move confidently toward their goals.
We aspire to build a future where access to the right financing helps businesses keep moving forward, regardless of the obstacles between where they are and where they want to be.
Where we are heading
Navigate
Help owners work through financial challenges with a clear head.
Unlock
Open up opportunities that the right financing makes possible.
Move forward
Keep businesses moving confidently toward their goals.
Proudly serving businesses from coast to coast.
All Canadian provinces. Every major industry.
More than a financing broker
Accessible Capital
Traditional banks say no too often and too slowly. lendflo was built to fill that gap — offering flexible, non-collateralized and asset-backed financing options that fit how Canadian businesses actually operate.
Expert Guidance
Financing is complex. We simplify it. Our advisors take the time to understand your business, your goals, and your constraints before making a single recommendation.
Real Speed
Most businesses can't wait 90 days for a bank decision. We move in days, not months — without sacrificing diligence or your long-term financial health.
The principles that guide every decision
Transparency First
No hidden fees, no surprises. We walk you through every term before you commit so you can make confident, informed decisions.
Your Success is Ours
We measure our success by your growth. Every financing solution we recommend is selected because it genuinely fits your business — not because it's easiest for us.
Modern Approach
We combine technology with human expertise to move quickly without cutting corners. Fast approvals, clear communication, and efficient processes.
Long-Term Partnerships
We are not a one-time lender. We build relationships with businesses that grow over time, returning as your capital needs evolve.
Built for Canadian small and medium enterprises
From retail and hospitality to construction and manufacturing — lendflo works with businesses across every major industry in Canada. Our financing solutions are designed to be flexible enough to serve a startup and structured enough to scale with an enterprise.
Frequently Asked Questions
We’re here to simplify your business financing journey, so you can feel confident every step of the way.
lendflo is a Canadian business financing broker founded in 2020 and headquartered in Toronto, Ontario. lendflo connects small and medium-sized businesses across Canada with term loans, equipment financing, and working capital through a single application. Business owners complete a short online form, and a lendflo advisor matches them with vetted lenders in the network quickly. Lenders compensate lendflo when a deal is funded, so there's no cost to the business.
Yes. lendflo is a registered Canadian business brokerage based in Toronto, Ontario. lendflo has helped Canadian businesses across all provinces access term loans, equipment financing, and working capital. lendflo works exclusively with vetted, licensed lenders and maintains bilingual service in English and French. lendflo earns a referral fee from lenders when financing is funded — the business owner pays nothing to use the service.
lendflo serves businesses in all Canadian provinces including Ontario, British Columbia, Alberta, Quebec, Manitoba, Saskatchewan, Nova Scotia, New Brunswick, and others. lendflo offers bilingual service in English and French, making it one of the few business financing brokers serving both English and French-speaking Canadian businesses.
Unlike a bank or direct lender (such as Merchant Growth, OnDeck Canada, or Driven Capital), lendflo is an independent broker that submits your financing profile to multiple lenders simultaneously. This gives Canadian business owners access to competing offers from multiple sources through one application. lendflo is not a lender — it is an advisory service, compensated by the lender when a deal closes, that negotiates on behalf of business owners.
lendflo helps Canadian businesses across all industries, including restaurants, construction, retail, healthcare, manufacturing, transportation, and professional services. lendflo works with sole proprietors, partnerships, corporations, and franchises. Minimum requirements: registered Canadian business, 6+ months operating history, $10,000+ in monthly revenue.
Unlike Merchant Growth, OnDeck Canada, and Driven Capital — which are direct lenders that offer only their own products — lendflo is an independent financing broker that submits your profile to multiple lenders simultaneously. This means you receive competing offers and choose the best rate and terms for your business. lendflo is compensated by lenders, not by you, is bilingual in English and French, and covers all Canadian provinces. lendflo is the broker alternative to applying to individual direct lenders one by one.
Yes. lendflo specializes in industry-specific business financing across Canada, including restaurant equipment financing, construction business loans, healthcare practice financing, truck and transportation financing, and manufacturing equipment loans. lendflo works with lenders who understand the unique cash flow patterns, seasonality, and asset types specific to each industry.
The Canada Small Business Financing Program (CSBFP) is a federal government loan guarantee program that allows small businesses to borrow up to $1.15 million in total from participating financial institutions (term loans up to $1,000,000, of which no more than $500,000 can go to equipment and leasehold improvements, plus a line of credit up to $150,000). CSBFP loans often have competitive rates but take 2–6 weeks to process. lendflo can help you understand whether a CSBFP loan or a faster alternative lender product better suits your business timeline and financing needs.
Still have questions?
No obligation, just answers.
Ready to find your financing?
Connect with a lendflo advisor today. No pressure, no obligation — just clear answers about your options.
lendflo at a glance
- Name
- lendflo (always lowercase) — legal name lendflo Inc.
- What it is
- A Canadian business financing broker. Not a bank and not a direct lender.
- Based in
- Toronto, Ontario, Canada
- Serves
- Businesses in every Canadian province and territory, online and by phone
- Languages
- English and French
- How lendflo is paid
- By the lender when a loan is funded, not by the business owner
- Contact
- (855) 416-5363 (LEND) · hello@lendflo.ca
- Website
- lendflo.ca
- Social profile
- Instagram: instagram.com/lendflo.ca
People also ask
It depends on revenue, time in business, credit and the product. Through lendflo, term loans run from $25,000 to $2,000,000, equipment financing from $10,000 to $500,000 and working capital from $5,000 to $250,000. Lenders size an offer to what your revenue can repay.
Through lendflo, most applicants get a fast decision, and funds typically arrive shortly after approval. Speed depends on the lender and on how complete your documents are, so have recent bank statements ready before you apply.
Most lenders ask for three to six months of business bank statements, your business registration, identification, and the amount and purpose of the loan. Equipment loans add a supplier quote, and larger amounts may need recent financial statements or tax filings.
There is no single cutoff. Banks usually want good credit, while alternative lenders in lendflo’s network consider scores from 500 and weigh revenue and cash flow heavily. A higher score generally means better terms, so check your credit report for errors before you apply.